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AFRICAN DEVELOPMENT CREDIT

African Development credit (ADeC) is a financial cooperative with a network of 04 agencies in Cameroon and with a capital of approximately 400,000,000 FCFA. This organization provides financial solutions to several subject categories ranging from an individual in the informal sector to SMEs through to employees in the formal sector.

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OUR VALUES IN LETTER : E.P.I

Éthics: A code of professional ethics has been defined and governs the attitudes and behaviors that ADeC employees must adopt.

Professionalism: Much more than a reflex, professionalism is a requirement at ADeC. The duty of employees is to provide quality service with the challenge of allowing customers to have a good time in our premises.

Innovation: Innovation is a constant concern at ADeC. This challenge has so far made it possible to meet many customer needs.

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OUR SERVICES

PROJECT SAVINGS ACCOUNT

The Project Savings Account allows you to regularly fund your account and to provide support for the launch of your projects.

DAILY COLLECTION

The daily collection is a service offered by microfinance institutions which consists in collecting, generally in the markets, the receipts of artisans and traders to deposit them in their account...................................................

ADDITIONAL SERVICES

At ADEC is available Moneygram, Wester-union, Ria, Wafacash, World-remit, Paytop, Moneytrans, Orange money, Mtn mobile money,Squares union, Directcash.. ...................................................................................................................................................................................................................

CASH VOUCHER (BC)

It is an investment formula whose rate of remuneration varies according to the amount and duration. A security (bond) is issued upon subscription. Interest can be deducted, that is to say paid upon subscription, or capitalized, that is to say, paid at maturity and is exempt from tax

A TERM DEPOSIT (DAT)

It is a form of savings whereby the customer asks a financial institution to block a certain amount of money for a certain period. Here the deposit is remunerated at a rate agreed between the bank and the saver. The interest produced by the sums invested is paid at maturity

ADeC PREPAID CARD

International Bank Cards are now available at African Development Credit and you can get it even if you don't have a bank account. What is the card used for: Cash withdrawal, Electronic purse, Online purchase, Payment on TPEs, Access to currencies (exchange),

SAVINGS ACCOUNT

A savings account is a deposit of money on demand in a bank or similar organization (savings bank), earning interest (generally annual)

CURRENT ACCOUNT

The current account is the banking device used by a bank customer for their daily purchases, withdrawals and deposits. Most often, a current account

CHECKING ACCOUNT

Also recognized as a commission account, A Checking Account is a bank or postal account through which checks can be used as a means of payment.

MiCROCREDIT

MiCROCREDIT : Microcredit consists of the allocation of small loans to entrepreneurs or artisans who cannot access conventional bank loans .

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REAL ESTATE CREDIT

REAL ESTATE CREDIT : With flexible and personalized loan formulas, ADeC supports you in all your real estate projects (The house of your dreams where your children can grow up in complete safety in total comfort, etc.) Construction loans allow you to carry out your construction projects in serenity, thanks to our advice and our follow-up.

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SCHOOL CREDIT

SCHOOL CREDIT : Prepare your children's back to school and benefit from additional credits. Secure the future of your children by making frozen and remunerated savings at preferential rates.

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CONSUMER CREDIT

CONSUMER CREDIT : Consumer credit helps finance and carry out your everyday projects (end-of-year party, ceremony, etc.), at highly competitive rates.

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FINANCING OF PUBLIC CONTRACTS

FINANCING OF PUBLIC CONTRACTS : Faced with any difficulties in achieving your markets, ADeC is ready to grant eligible borrowers sums to finance their projects ...

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